Reliance Bank Ltd
Faith House
23-24 Lovat Lane
London EC3R 8EB

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Home Mortgage Variable Rate

'with effect from 1 July 2018'

Do you prefer a mortgage without any tie in? Then this product could be the perfect choice for you!


Features & Benefits

  • 3.75% variable rate

  • Overall cost for comparison 3.8% APRC  (based on a £100,000 mortgage over 25 years)

  • No arrangement fee

  • Free standard mortgage valuation up to £250 (this is only available to new customers)

  • First Time Buyers Only - application for loans of 90 %, may be considered on an individual basis

  • For house purchases or re-mortgages up to £250,000 the maximum loan is 85% of the value of the property, minimum deposit 15%

  • For lending between £250,000 and £500,000 the minimum deposit is 20%

  • In the event of the mortgage being repaid in full within the first 12 months an early repayment charge of £500 is applied

  • Each year you have the option of making an overpayment up to 10% of the outstanding balance (min £1,000). An administration fee of £50 will be charged per partial payment

  • Minimum Loan £50,000

  • For residential house purchases the maximum loan is 85% of the value of the property. Minimum deposit 15%


APRC – stands for Annual Percentage Rate of Charge, and this is calculated not only from the interest rate quoted for the loan, but also takes account of any charges, product fees and the overall term of repayment.
The APRC is calculated in the same way by all mortgage lenders, and this allows you to compare the costs of different mortgages from different providers.


Additional features of all Reliance Bank Mortgages

  • Interest is calculated daily

  • Don’t have to bank with Reliance Bank to apply

  • Personal service and management through to completion

Try our mortgage calculator to give you an idea of your monthly repayments
For additional information click [here]


Interested?.... call us on 020 7398 5400 or alternatively print all of the documents listed below.

Reliance Bank reserves the right to withdraw products or amend rates accordingly at any time. Our website is updated and monitored on a daily basis.

Documents can be viewed using Adobe Reader


Document Name

File Size (KB)

Further Advance Application Form

375 KB

Mortgage & Property Application Form

512 KB

Mortgage Brochure

428 KB

Mortgage Disclosure Document

190 KB

Mortgage Property Details Form

447 KB

Mortgage Terms & Conditions

407 KB

Our Mortgages – Your choice

45 KB

Proving Your Identity Brochure

161 KB


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Reliance Bank Limited. All rights reserved. Registered in England. Registration no. 68835.
Reliance Bank Limited, Faith House, 23-24 Lovat Lane, London EC3R 8EB. Telephone: 020 7398 5400 Fax:  020 7398 5401
Reliance Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
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