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Home  About Us Loans & Mortgages Personal Banking Business Banking Bank Services i-bank Service Information

Personal Loans

There are times when you need extra funds for home improvements, a new car, or to fund a special holiday or event .

 Why choose a Reliance Bank Loan?

  • All our rates are guaranteed fixed rates - your repayments will not change
  • Rates as low as 6.9% APRC
  • You can borrow from £500 to £20,000 (subject to status
  • Loans over £10,000 are available to homeowners only
  • You can repay over 6 months to 5 years
  • No security or payment protection required
  • No early repayment charges and no arrangement fees
  • A simple application form to complete
  • We will normally give you a decision in 24 hours from receipt of your application
  • Funds will be credited direct to your nominated bank account
  • A choice of 4 repayment dates payable by monthly direct debit

           Amount Borrowed                                               Typical APR

  • £500        -     £2,499                                                           12.90%
  • £2,500    -     £4,999                                                           10.90%
  • £5,000    -     £20,000                                                           6.90%

           Loans for refinance of debts could be charged at a higher rate.


How to apply?

To apply we require the following documentation:

  • Fully completed and signed application form

  • Proof of your identity such as a certified copy of your passport or driving licence 

  • 3 recent months wage slips

  • 3 recent months Bank statements

  • For debt consolidation, please enclose statements detailing outstanding balances for those debts that you are looking to consolidate e.g. Credit card statements

 For items required to validate your address and identity please refer to our 'Proving your identity' brochure.


To be eligible for our Personal Loans you must be :

  • Aged 18 or over

  • Resident in the UK

  • Employed with a steady income

  • Have managed your previous financial commitments without any problems

  • Able to afford the monthly repayments

Please note we undertake credit searches on all applications and we will only lend to those with a clear credit history.

 Next Step

  • Return your completed application form and your supporting documentation to our office 

  • On receipt of your application, we will aim to repsond to you within two working days and, upon approval, we will forward your loan agreement to you for your signature

  • As soon as we  receive your signed agreement back, we will arrange for the funds to be sent to your nominated bank account.


Call us on 020 7398 5400 or alternatively print the application and documents below. We look forward to hearing from you.

We do not accept applications from unsolicited third parties, such as licensed credit brokers.

Documents can be viewed using Adobe Reader


Document Name

File Size (KB)

Personal Loan Application Form

362 KB

Personal Loan Brochure

390 KB


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Reliance Bank Limited. All rights reserved. Registered in England. Registration no. 68835.
Reliance Bank Limited, Faith House, 23-24 Lovat Lane, London EC3R 8EB. Telephone: 020 7398 5400 Fax:  020 7398 5401
Reliance Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
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