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Cash ISA (Individual Savings Account) Variable interest rate 0.65%

With effect from the 1 October 2018

Start the new tax year with a Reliance Bank Cash ISA!

2019/20 tax year applications are accepted from this date. Our Cash ISA offers a variable interest rate of 0.65%. To apply simply print the application at the bottom of the Cash ISA page, providing documentation as per the "Proving your identity" brochure (for non-customers).

Why choose an ISA?

Individual savings accounts (ISA's) were introduced in April 1999, and are effectively a tax wrapper within which you can hold a range of different investments/savings.  Your interest earned on your savings held within these types of products are therefore not taxed.

Each tax year (6th April to the 5th April) a resident of the UK is given a personal annual allowance of which they can save into ISA's.  This personal allowance cannot be carried over into the next financial year.

The annual allowance with effect from 6 April 2019 is up to £20,000.00 tax free*


Reliance Bank Cash ISA offers;

  • A flexible savings account

  • Available to all UK residents over the age of 16

  • No charges

  • Open an account with as little as £10

  • Interest paid annually on 5 April

  • Instant access to your funds

  • Easy to apply with one application

  • Manage your money on-line through our internet banking service

  • We accept ISA transfers from your existing provider

Interest earned on Cash ISA's is not liable to income tax or capital gains tax*

From 6 April 2018, you must not have subscribed to any other Cash ISA or have used your annual ISA allowance of £20,000 in a stocks and shares ISA during the same tax year. 

If you choose to withdraw any funds during the tax year, and you have fully subscribed to the maximum personal allowance, you are not allowed to replace these funds until the following tax year.

 If you are interested, please contact us on 020 7398 5400, or simply print the application on the bottom of this page, providing documentation as per the "What you need to open an account" document (for non customers).

IMPORTANT NOTICE: You cannot arrange the transfer of funds from your previous years' ISA allowance to another ISA by closing your account yourself. You will need to complete a Transfer form with your new ISA provider.

Any Questions?

We hope to assist you with any basic questions on our Cash ISA product, but we cannot advise you on tax free investments.

If you have any queries about your existing ISA or your annual allowance you should visit the following website for information www.hmrc.gov.uk

Documents can be viewed using Adobe Reader


Document Name

File Size (KB)

Cash ISA Application Form

766 KB

Cash ISA Brochure

323 KB

Cash ISA Terms & Conditions

446 KB

What you need to open an account

365 KB


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Reliance Bank Limited. All rights reserved. Registered in England. Registration no. 68835.
Reliance Bank Limited, Faith House, 23-24 Lovat Lane, London EC3R 8EB. Telephone: 020 7398 5400 Fax:  020 7398 5401
Reliance Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
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