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Our Shared Ownership Mortgages help improve the quality of life for our customers

Reliance Bank continue to support those who are looking to own their home through the Shared Ownership scheme by utilising our Shared Ownership Mortgage range. For that reason, we have introduced a £250 cash back incentive for customers borrowing £50,000 or more, which will be paid to the customer within 60 days of them completing on their mortgage with us.

The main key changes:

3.49% Fixed until 31/10/23 on 90% LTV with no product fee
Introduced a £250 Cash back incentive for all Shared Ownership Mortgage completions from customers borrowing £50,000 or more *
*Cash back amount is paid within 60 days of the date that the mortgage completes with Reliance Bank Ltd. Cash back does not apply to cases where the borrowing amount is less than the £50,000 qualifying loan amount.

Please see our Rate sheets on the Mortgage Support pages.

Gareth Byrne – Head of Mortgages for Reliance Bank said “I am really proud that Reliance Bank now offer a £250 cash back incentive to customers who are looking to buy their home under the Shared Ownership scheme with a Housing Association.”

Helping good people do great things with money
Reliance Bank has been at the forefront of socially responsible banking since 1890, when we were formed by William Booth the founder of The Salvation Army.

Why choose Reliance Bank for mortgages?

We offer a wide range of competitive mortgages
Fair and flexible lending options for first time buyers, re-mortgagers and home movers.

We’re helping more people onto the property ladder
Our mortgage product range includes those designed to have a positive social impact, such as our new Key Worker Mortgage product range and Shared Ownership Mortgages.

You’ll get direct access to our mortgage team
As a broker, you’ll have access to the mortgage team who can provide answers to your questions and make decisions quickly. Our level of service is execution only.

The power to change lives
The Salvation Army International is Reliance Bank’s shareholder. The Salvation Army help people whose lives have been affected by emergencies, disasters, poverty and social inequality.

To find out more visit

To register with us call our mortgage team on:

Gareth Ford – Senior Underwriter – 020 7398 5421
Michelle Ndow – Mortgage Underwriter – 020 7398 5422
Fatima Ali – Mortgage Underwriter – 020 7398 5423

Or email

The Salvation Army

We are proud to be the bank of The Salvation Army International. Find out more about our shared history.

We are proud to be the bank of The Salvation Army International. Find out more about our shared history.

Reliance Bank Limited,
Faith House,
23 - 24 Lovat Lane,

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