Reliance Bank base rate

The Reliance Bank base rate currently 3.75% effective from 1st February 2026.

Who is affected?

Business and Charity Loans and overdraft customers

The changes outlined above will result in a reduction to the interest rate applicable to your business or charity loan and any overdrafts you may have. Your facility agreement sets out how your repayments will change.

The Sterling Base Rate of Reliance Bank is set by the bank from time to time taking account of the bank’s cost of funding. The rate does not automatically track the Bank of England Base Rate.